Greater peace of mind shouldn't come at a price you'd lose sleep over. Give your loved ones the reassurance with Level Term Assurance - an affordable and flexible life insurance plan that provides coverage against death.



In today’s world, loans and mortgages have allowed one to make an expedited advancement towards the fulfillment of one’s needs and desires. While allowing one to achieve a higher standard of living, these loans may prove fatal to one’s family, should he pass away before the loan is repaid. This could be a significant problem if the deceased is a primary contributor to the family’s income.

If you too have an outstanding loan or mortgage and want to ensure that your dependents are not left struggling to pay a large debt such as a mortgage loan, in case if, anything happens to you, then our Secure Loan Plan is the solution- as this plan can help clear any outstanding mortgage or loan balance (in case of death)

As you gradually pay off the mortgage or loan, the level of protection needed to cover the remaining amount of loan also decreases. By planning that reduction in advance, we can offer you more cost-effective premiums to provide cover throughout the term of the policy. This saves you from paying for more cover than you actually need.





Our Personal Accident Insurance Policy provides comprehensive protection against accidental occurrences that might lead to death or bodily injury of the insured person. If the accident leads to an untimely death of the insured, this Policy will provide complete financial security to the insured's family members. The Policy also covers situations where although the insured person survives an accident, he is crippled for the rest or part of his life. In such cases, the Policy will pay a fixed percentage of Sum Assured depending upon the type of disablement.









Almost every one has a relative or a friend who has suffered from a critical, possibly fatal illness. Often such families are afflicted upon serious financial strains. It is essential that you should be able to maintain your quality of life should you unfortunately suffer a critical illness. To ensure your well being and that of your loved ones NJI Life offers one of the most comprehensive Critical Illness cover.

Illness and conditions Covered

*Note: Exact definitions of these diseases are available in the policy documents.