left top
network
awareness
left bottom
main
individual
At NJI Life, we are dedicated to assist you in making your financial dreams come true. You can count on our expertise, whenever you need to make informed financial decisions for your loved ones.

Our insurance solutions are designed, keeping in mind your and your family’s ever changing protection and savings needs. From simple term insurance plans to highly sophisticated unit linked savings products, NJI Life offers a variety of products and services to help protect and grow your financial goals.

Life insurance plans provide the dual benefit of saving for your future financial requirements, as well as providing financial security to your dependants against the unforeseen. The nature of life insurance savings products is such that they are designed for the long term (10 years or more) and provide best results only when they are continued for their full term. We offer our customers a full range of transparent and flexible products providing high value for money. Our products offer unique benefits like flexibility to choose protection levels, savings term, inflation protection, partial withdrawals and unique investment options

products


Whole Life Insurance Plans: As the name suggests, these products continue throughout your life and pay out to your dependants upon your death. Together with savings element, these plans are ideal for those who have permanent protection and savings needs.



Endowment Insurance Plan: Endowment products are meant to help you accumulate wealth by saving on regular basis to achieve your financial goals during your life. Endowment plans create two rights for the insured. The first is to have the beneficiary paid if the insured dies before the policy matures or “endows.” The second is for the insured to collect cash value if he or she is alive when the policy matures.



Term Insurance Plans: Term insurance plans are designed to provide your dependants financial protection at a low cost in case of your untimely death, disability or illness. Term insurance plans are ideal for people who need maximum life insurance protection and have limited financial resources.



Single Premium Investment Plans: Single premium products are ideal for those individuals who are looking for growth opportunities on their lump sum investments.